December 2007

Welcome to this month in Real Estate. Kay will identify articles from a variety of publications that you may find interesting, along with providing you with the latest information on mortgage rates and the housing market. Kay welcomes your feedback on what you would like the newsletter to contain.

In This Issue:
Current Mortgage Rates
Appeal to Your Buyer's Emotions
When is Refinancing the Best Choice for Me?
What's Up With Condo Living?
Kay's Featured Listings

Current Mortgage Rates
Rates were last updated on 12/12/2007

*Rates are subject to change without notice.

Appeal to Your Buyer's Emotions
By Eileen McAdam

'Showing' a home is an important part of selling a home. The buyers who come to view your home will be encountering a very emotional experience, not only because they are going to spend a huge wad of money - but also because they are trying to visualize themselves in someone else's home and trying to imagine it as if it were their own home. Click here to read the rest of the article.

When is Refinancing the Best Choice for Me?
By Frank Collins

One of the more important questions many homeowners need to ask themselves when considering refinancing their mortgage is, should I do this now or wait? This dilemma often energizes the homeowner to research mortgage refinancing further or it makes them lean towards delaying it for the moment and concentrate on other areas of their finances. Click here to read the rest of the article.

What's Up With Condo Living?
By Eric Badgely

Are you curious about condominium life? When purchasing a condo you own from the walls in and share a common interest in all other areas such as driveways, sidewalks and group facilities located on the property. Click here to read the rest of the article.

Kay's Featured Listings

10153 Quaker Ridge Fishers, IN $289,000

Wonderful attention to detail makes this quality, custom home magnificent. Impressive crown molding, glowing hardwood floors, beautiful solid surface countertops, inviting French doors, pottery barn style, and more. Updated kitchen with stainless steel appliances and sunny breakfast nook. Large great room with fireplace and French doors that led to the oversized wood deck. Bonus room and 3 car garage provide lots of storage. Enjoy the privacy the mature trees provide in the landscaped backyard.

6403 West Oxford Lane McCordsville, IN $179,900

This home is a masterpiece of livable space and design! The open floor plan and soaring ceilings add openness and accommodate today’s lifestyle. Spacious kitchen has plenty of cabinet space and features a center island. Beautiful vaulted ceilings enhance the great room where you can gather around the gas fireplace. Covered, extended patio provides your own private retreat with mature tree line. Enjoy the stocked ponds, pools, sports courts and walking trails that wind through the 8 acres of woods and over 30 acres of open green space.

12214 Limestone Fishers, IN $264,900

Plenty of natural light & a flowing floor plan make this home a must-see. Upgrades include gleaming hardwood floors throughout the main level, crown molding, wainscoting, 9' ceilings, & more. A 2-story foyer separates the formal living and dining rooms. Enjoy the cozy wood burning fireplace in the family room w/ lots of windows overlooking the water. Well-designed kitchen with large pantry and peninsula breakfast bar. Spacious master suite with cathedral ceilings and master bath w/ garden tub, separate shower, dual sink vanity, and walk-in closet. Finished basement has endless opportunities. Gaze at the peaceful lake from the oversized screen porch. Amazing neighborhood amenities include 15 acre park, walking trails, tennis, full court basketball and more.

13230 Donavan Lane Fishers, IN $144,900

Warm & inviting, this condo features an open floor plan. Beautiful cathedral ceiling in the great room featuring cozy 3-sided fireplace. Wonderful 42 in cabinets in the kitchen w/ pantry, under-cabinet lighting, breakfast bar, and stainless steel appliances. Relax in the master suite with cathedral ceiling, his & her closets & dual sinks. Enjoy the peaceful view of the pond from the screened porch. Assoc. maintains the lawn & removes snow from driveway and sidewalks.

8530 Brittany Court Indianapolis, IN $235,000

Savor private tranquility in this spacious home nestled among mature trees in a premium cul-de-sac lot. Features include hardwood floors in the entry and kitchen, 6-panel solid doors, crown molding, wood trim package & ceiling fans. Enjoy the warm and cozy marble, wood-burning fireplace in the family room including French doors w/ beveled glass that opens to the large screened-in porch overlooking the park-like backyard. Functional kitchen features a center island and a bright, bay window which provides a great view of the backyard. Relax in the spacious master suite w/ cathedral ceiling, plant shelf, Jacuzzi tub, separate shower and walk-in closet. All bedrooms are generously sized & bedroom closets have organized shelves. Large finished, walk-out basement is great for entertaining. Updates include new water heater, A/C, furnace, carpeting throughout, and more. Spacious 2.5 car garage. Award-winning four star schools. Enjoy over 0.70 acres of your own backyard retreat.

13672 Creekridge Lane McCordsville, IN $619,000

Nestled among gorgeous mature trees, this home boasts grand entry, glowing hardwood floors, chef's dream kitchen with granite countertops, and many architectural details. Magnificent custom stone fireplace and relaxing sunroom w/ palladium windows. Pamper yourself in the master bedroom w/sitting area, fireplace & newly remodeled bath. Lower level offers entertainment galore w/ wet bar, surround sound, bath, fireplace, exercise room, & more. Relax on the multi-level deck which overlooks the park-like backyard.